Skiing and Winter Sports Insurance

What does winter sports travel insurance cover?

Our winter holiday insurance ensures protection, whether you’re skiing, snowboarding, or simply enjoying the après-ski atmosphere. Alongside our standard travel insurance broker services like coverage for unexpected trip cancellations and lost or stolen luggage, you’ll also get cover for:  

  • Equipment protection: Coverage for lost, damaged, delayed or stolen winter sports equipment – whether it’s hired or your own. 
  • Piste closure compensation: Reimbursement if the slopes are closed due to weather conditions and you can’t ski or snowboard.  
  • Skiing and snowboarding accidents: Our winter sports holiday insurance can cover emergency medical expenses assistance should the worst happen. 

How does winter sports travel insurance work?

Whether you need ski insurance, snowboard insurance, or both, with Norton you can enjoy easy and cost-effective cover for all your winter sports travel and equipment needs. 

As experienced winter holiday insurance brokers, our in-house underwriting team will review your requirements and liaise with our panel of specialist insurers to find the most suitable winter sports travel cover for your needs.  

All you need to do is get in touch with us, we’ll find the best policy for your winter holiday, then you you can enjoy your holiday stress-free knowing your fully covered.

Why choose Norton for your winter holiday insurance?

When planning an unforgettable winter holiday, there’s a lot to think about. Securing the right winter travel insurance for you and your family should be right near the top of that list. At Norton, we’ve got you covered, even on the most complex of winter trips. You’ll enjoy: 

  • Peace of mind: Enjoy worry-free winter sports adventures, knowing you’re protected if the unexpected happens.  
  • Tailored approach: Customisable winter holiday cover options to match your specific winter sports travel needs.  
  • Single and multi-trip options: We can provide one-off ski or snowboard insurance, or personalised cover for all the trips you’ve planned throughout the year which comes with additional benefits.  
  • Global coverage: Comprehensive protection for winter sports enthusiasts across various countries and continents.   
Person enjoying snowboarding in the air.

Which sports are covered by our winter sports travel insurance?

No matter how adventurous you are, we’ve got your back, whether you’re skiing on or off-piste. With our winter sports travel insurance add-on, you’re covered for activities such as: 

  • On-piste skiing and snowboarding 
  • Off-piste skiing and snowboarding with a guide 
  • Ice skating , ice hockey or ice fishing
  • Sledging or sleigh-riding as a passenger (pulled by a horse or reindeer) 
  • Sledging or tobogganing on snow 
  • Husky dog sledding 

If you don’t see your winter sport listed, don’t worry. As winter sports travel insurance brokers, we can design a policy to cover a wide range of activities. The best thing to do is request a quote and our friendly team of personal client managers can help to tailor your policy around your exact needs. 

Get your personalised winter sports travel insurance quote today

Our team of personal client managers specialise in tailoring winter sports travel insurance to fit all types of winter holidays. We can also find you the right deal to add seasonal ski and snowboard insurance into your annual policy. Get in touch with us today to receive a tailored quote and expert winter travel insurance broker services 

Winter sports insurance and pre-existing medical conditions

Having a medical condition shouldn’t stop you from hitting the slopes. As a trusted winter travel insurance broker, Norton gives you access to multiple providers for your winter sports insurance. It’s crucial to let us know about any medical conditions upfront.  

We’ll work diligently to find a provider willing to cover your condition, ensuring you enjoy your winter holiday with complete peace of mind. 

Travel insurance for winter sports: FAQs

What is winter sports travel insurance?

Winter sports travel insurance is an add-on to standard travel insurance which covers winter sports like skiing and snowboarding, as well as winter activities like ice skating and sledging. It offers tailored protection for specific risks associated with winter sports and activities.

What insurance do I need for a ski holiday?

If you’re planning a ski trip, it’s recommended to take out specialist winter travel insurance. Many standard travel insurance policies can exclude cover for winter sports like skiing.  

Our winter travel insurance brokers will design a personalised winter sports policy with ski insurance that will provide specific protection against skiing accidents and lost or stolen equipment. 

What insurance do I need for a snowboard holiday?

If you’re planning a snowboarding holiday, it’s recommended to take out specialist winter travel insurance. Many standard travel insurance policies exclude cover for winter sports like snowboarding.  

Our winter travel insurance brokers will design a personalised winter sports policy with snowboard insurance that will provide specific protection against accidents and lost or stolen equipment. 

Does winter sports travel insurance cover ski and snowboard equipment?

Yes, your skiing and/or snowboarding equipment can be covered with travel insurance specifically for winter sports. Our personalised winter sports cover can protect against loss, damage, delay or theft of your skiing or snowboarding gear, whether it’s owned or hired. 

Am I covered for off-piste skiing or snowboarding?

With Norton Insurance Brokers, we can cover you for off-piste skiing and snowboarding as long as it’s with a guide. But this can vary from provider to provider, and there may be other conditions to bear in mind.  

It’s important to review the terms of your policy or talk to our friendly team to make sure you’ve got the right winter sports insurance for off-piste. 

Is winter sports insurance worth it?

We always recommend travel insurance as worthwhile cover, but this is particularly true for winter sports travel insurance. Winter sports holidays are full of excitement, but also come with a range of risk factors from high-value equipment to weather impacts to the potential of medical expenses. 

With this in mind, it is definitely worth getting a personalised winter travel insurance policy to ensure that you can enjoy your ski or snowboard holiday with real peace of mind.