Celebrating 60 years as a specialist insurance broker Celebrating 60 years
Home Insurance

The benefit of using a home insurance broker

The benefit of entrusting a home insurance broker with finding a specialist home insurance policy is that it is personalised to all the key elements of your home as a building, and the contents it holds. We are especially skilled at working with high-value homeowners and the specific needs their policies can bring.  

If you have more than one home, we can also discuss a holiday home insurance or landlord insurance policy. Whatever your needs, your personal client manager will ensure you get the perfect fit for your home insurance.  

A family relaxing in their large country home.

A PERSONALISED SERVICE

How does Home Insurance work?

First, you will have an initial conversation with our highly skilled home insurance specialist about your home and to understand your exact needs. 

Our in-house underwriting team will then review your home insurance requirements and liaise with our panel of specialist insurers to find the most suitable home cover policy for your needs. We can present you with tailored options, explaining the differences in cover so you can make an informed choice.

Once you’ve chosen a policy, we’ll take care of setting up your cover, ensuring all details are correct. You’ll receive full documentation outlining what’s covered, your policy limits and any conditions you should be aware of.

What does Home Insurance cover?

Many homeowners, especially when using comparison sites, can fail to check whether their home insurance cover is still suitable when they come to renew each year.  

Significant purchases such as additions to art collections, jewellery and even sporting equipment will need to be taken into consideration. This is where our personal approach as house insurance brokers can help you to make sure that nothing is left out – and that you’re not overinsured, too! 

Your personal client manager will speak with you about: 

  • Any changes to your property value 
  • Any belongings you keep at home that may need special cover over and above your content’s insurance sum assured 
  • Collectibles such as art, antiques, jewellery and memorabilia, which may need additional cover under collections insurance, especially if they are taken out of the home 
  • Outbuildings and additional properties if you have them 

Get your specialist home insurance quote today

Send us a message here and one of our home insurance broker team will get in touch to help with any query around your home insurance cover and provide you with a personalised quote.

A cottage - Norton Insurance Brokers

COVER FOR YOUR

Home away from home

Holiday properties are often underinsured, making you vulnerable to higher costs if you need to make a claim for damage or theft. Any second homes you own, whether you visit occasionally or rent them to others throughout the year, need specific cover that takes their occupation levels into consideration.

As home insurance brokers, we can liaise with a specialist insurer panel who can also offer all kinds of second home insurance options to ensure you’re fully protected. We can also offer cover for leisure and park homes, whether permanently or occasionally lived in. 

Send us a message below and our team will be happy to help, and if you insure with us already, you can speak directly with your personal client manager. To get a quote for your holiday home insurance, visit the link below or fill in your details via the online quote form. 

A large country property - Norton Insurance Brokers

SUPPORT WHENEVER YOU NEED IT

Home Insurance claims process

Our hope is always that you won’t need your home insurance – that you won’t ever be flooded, burgled, or experience subsidence damage. Specialist home insurance cover is there for all of those maybes that can sometimes become realities.  

One of the reasons we’ve become so trusted as home insurance brokers is that we’ve chosen to work with insurers who are known for a really clear, simple and helpful home insurance claims process and who will take care of you every step of the way if something does go wrong. 

Home Insurance FAQs

Is a home insurance broker worth it?

While it is true that a home insurance broker and the specialist home insurance policy they produce can be a little more expensive, you can’t put a price on the peace of mind that comes with knowing your home and its contents are covered for every eventuality. 

Our house insurance brokers are particularly adept at working with high-value homes, and all the specific building characteristics and unique collections they can contain, ensuring no element of cover is missed. 

What is specialist home insurance?

Specialist home insurance, as the name implies, is a specialist policy that goes into a lot more depth about all the exact requirements of your home. 

While comparison sites can often provide quick and cheap policy quotes, they’re often not equipped to deal with all the personalised requirements of a high-value home.  

Perhaps a portion of your home is a listed building, or you have a jewellery collection worth almost as much as the home itself? If so, our expert home insurance brokers are ideally equipped to get you the exact policy you need and ensure every detail and eventuality is considered. 

Is Home Insurance a legal requirement?

While it is not a legal requirement in all cases, it is definitely recommended to take out some form of home insurance policy to cover your property and belongings in the hopefully unlikely event of damage, theft or loss. 

The same goes for holiday home insurance, you are opening yourself up to significant risk leaving any property uninsured, so it is always recommended to find the right cover. 

How much does Home Insurance cost?

Your exact cost will depend totally on the nature of your property and its contents. Once again, our in-house underwriting team will review your exact requirements and liaise with our panel of specialist insurers to find the most suitable, and cost-effective, home cover policy for your needs.   

How does the home insurance claim process work?

Every claim, while following the same key steps, will depend somewhat on the exact nature of your claim and the theft, loss and/or damage. We can say with confidence that we only work with insurers who are known for a clear, simple and helpful home insurance claims process and who will take care of you every step of the way if something does go wrong. 

Find out more about our home insurance claim process on our making a claim page.