Fleet Insurance

Managing multiple business vehicles? Fleet insurance gives you one policy for all your vehicles, making it easier to manage them and saving you time.

One policy, one renewal date, full protection.

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What is fleet insurance?

Fleet insurance is a single policy that covers multiple vehicles used for business – cars, vans, HGVs or a mix. Whether you run a small delivery fleet or a national transport business, fleet insurance brings everything together under one cover.

Instead of juggling individual policies for each vehicle, you’ll have one premium, one renewal date and a clear point of contact.

It’s simpler, easier to manage, and often more cost-effective than insuring vehicles separately.

A row of HGVs lined up at a commercial property.

Do I need fleet insurance?

Legally, all vehicles on the road need to be insured. If you’re a business who owns and operates multiple vehicles, fleet cover is not only essential but also offers the added benefit of reducing admin.

That’s because it eliminates the need to secure multiple different policies for each vehicle, which can grow particularly complicated when there are different types of vehicles being used commercially.

It’s suitable for:

Delivery and courier companies
Taxi firms and chauffeur services
Construction or utility businesses with vans
Car hire or leasing companies
Logistics and haulage companies

What does fleet insurance cover?

Fleet insurance can cover multiple vehicle types, from taxis to transit vans to trucks and more. Generally, you can expect fleet insurance to cover all the vehicles on the policy for:

Third party liability cover
Fire and theft insurance
Accidental damage cover
Windscreen repair and replacement
Tools and equipment cover
Personal belongings cover
Personal accident cover
Medical expenses

Fleet insurance is highly customisable, with options to include a range of policy extras, including breakdown cover, employers’ and public liability, goods in transit cover, trailer insurance, and more.

Are we the right commercial insurance broker for you?

Our fleet insurance is designed for owner-managed businesses with up to £5 million in annual turnover. Whether you work alone or lead a small team, we can help you build tailored cover that reflects how your business operates.

We work with businesses across the UK, so no matter where you’re based, we can support you with expert advice and flexible insurance options.

Get a free fleet insurance health check

Research suggests that 80% of UK SMEs are underinsured, meaning cover limits are too low to fully protect your business. If you’re unsure if your existing cover is giving you the right protection, we can help.

As part of our free fleet insurance health check, our experienced Commercial Manager will personally review your existing policy to ensure you have the right cover for your needs.

We’ll assess if you have any gaps in cover, are overpaying for extra cover you don’t need, are legally compliant, and if we can find you a better deal – all free of charge.

Speak to us about your fleet insurance today

Our tailored fleet insurance policies ensure you get the right protection at the best price. Fill in your details below and Mat, our experienced Commercial Manager, will be in touch with you shortly.

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