Office and Surgery Insurance

If your business is run from a surgery or office, you rely on everything working smoothly together – computers, phones, IT systems, desks, stock and more.

But what if something fails? Whether it be an internal error or an external factor such as a fire, office and surgery insurance keeps your business protected from the unexpected.

GET A QUOTE

What is office and surgery insurance?

Office and surgery insurance doesn’t refer to a single policy. Instead, it’s an umbrella term for all the different types of cover your business will need, but typically includes a package covering contents, business interruption, liability and other key policies.

Do I need office and surgery insurance?

If you operate your business from an office or surgery, you need business insurance. From computers to IT systems, tills to telephones, desk setups and more, your business depends on different processes running smoothly.

How would your business be impacted? Would you still be able to trade? How quickly would you be able to get things up and running again?

The truth is that there are so many events that could negatively impact your business. From natural disasters like fire and flooding to accidental damage and IT issues, there are a whole host of situations that can force your business to take a pause.

While you can take precautionary measures to avoid accidents, you can’t control everything. That’s why we advise office and surgery insurance as an essential so that your business is properly supported and able to rebound as quickly as possible, in turn minimising financial loss.

What does office and surgery insurance cover?

You can typically expect your office and surgery insurance to cover:

Employers’ liability: A legal requirement for UK businesses, designed to help you pay claims awarded to employees in the event your business is found negligent.
Contents insurance: From hardware to furniture and everything in between, contents insurance protects all the belongings in your business premises from damage.
Public liability: Designed to protect your business from financial losses in the event that a customer or member of the public makes a claim against your business.

Are we the right commercial insurance broker for you?

Our office and surgery insurance is designed for owner-managed businesses with up to £5 million in annual turnover. Whether you work alone or lead a small team, we can help you build tailored cover that reflects how your business operates.

We work with businesses across the UK, so no matter where you’re based, we can support you with expert advice and flexible insurance options.

Get a free office and surgery insurance health check

Research suggests that 80% of UK SMEs are underinsured, meaning cover limits are too low to fully protect your business. If you’re unsure if your existing cover is giving you the right protection, we can help.

As part of our free office and surgery insurance health check, our experienced Commercial Manager will personally review your existing policy to ensure you have the right cover for your needs.

We’ll assess if you have any gaps in cover, are overpaying for extra cover you don’t need, are legally compliant, and if we can find you a better deal – all free of charge.

GET A QUOTE

Speak to us about your office and surgery insurance today

Our tailored office and surgery insurance policies ensure you get the right protection at the best price. Fill in your details below and our Commercial Manager Mat will be in touch with you shortly.

Other services

Gear up your defence with

Specialist Vehicle Insurance

We won’t say we wrote the book on classic car insurance, but we wrote some of the very first policies. Classic, high value and performance cars need specific insurance, so let us help you find the protection you need.

Other services

Cover your collection with

Collections Insurance

Whether you collect medals, art, cars, china and porcelain, stamps, rare antiques or something else, our dedicated team can help you arrange flexible cover that can grow alongside your collection.

Other services

Travel in confidence with tailored

Travel Insurance

Take the right cover with you, whether for business or pleasure. Frequent fliers and those with pre-existing medical conditions, as well as family and work groups, can all be catered for by our trusted insurance partners.

Other services

Contact us for shipshape

Small Craft Insurance

From sailing dinghies and catamarans, to narrowboats, jetskis and other watersports craft, Norton Insurance Brokers can provide small craft cover to suit.

Other services

Cover life's adventures with

Touring Caravan Insurance

Protect your caravan for trips in the UK and abroad. Our comprehensive cover provides peace of mind, enabling you to enjoy more of life’s adventures.

Other services

Cyber Insurance

Cyber Insurance gives you an extra layer of resistance if you’re affected by cybercrime, including some of the most common cyber-attacks; phishing, malware, ransomware, and hacking.